Simple gateway pricing for online payments.

The $25 monthly gateway fee covers access to the payment gateway. This can include online checkout connections, virtual terminal access, transaction management, reporting, invoicing tools, and gateway-level settings depending on your approved setup.

The $0.25 transaction fee is the gateway transaction cost charged when a payment is processed through the gateway. This is separate from merchant account costs, interchange, card brand fees, processor markup, chargeback tools, ACH fees, or any other approved services.

No. This page shows gateway pricing only. Your full processing cost depends on your merchant account, industry, volume, average ticket, chargeback exposure, card types, approval terms, and any added tools such as ACH, chargeback alerts, fraud tools, or recurring billing support.

Yes. A gateway routes transactions, but a merchant account is what allows you to accept card payments and receive deposits. High Wire Payments can help you get both set up if you do not already have a compatible merchant account.

Yes. High Wire Payments works with high-risk and restricted industries that often need more careful underwriting, gateway configuration, fraud settings, and website compliance review before processing can go live.

In many cases, yes. Gateway compatibility depends on your website platform, shopping cart, plugin, merchant account, and risk category. High Wire Payments can review your setup and help point you toward a compatible gateway path.

Gateway setups commonly include virtual terminal access so you can manually key payments for phone orders, invoice payments, custom orders, and approved card-not-present transactions.

Yes, recurring billing may be available depending on your approval, industry type, gateway configuration, and merchant account terms. High Wire Payments can help confirm whether recurring payments are allowed for your business model.

Most gateway setups include access to fraud settings such as AVS, CVV checks, velocity filters, transaction limits, and review or decline rules. The exact settings should be configured carefully so they protect the account without blocking good customers.

ACH or eCheck may be available, but it is separate from basic gateway pricing and depends on approval. If you need ACH, High Wire Payments can review your business type and help determine whether it can be added.

Timing depends on whether you already have a merchant account, whether your website is ready, and whether underwriting needs more documents. Simple gateway setup can move quickly, while high-risk merchant accounts may require additional review.

Yes. If your account was shut down, held, restricted, or declined because of your industry, High Wire Payments can review the situation and help look for a more appropriate merchant account and gateway setup.

Typical requirements may include your business information, owner identification, EIN letter, bank letter or voided check, processing history if available, website URL, product or service details, refund policy, shipping policy, privacy policy, and compliance documents when applicable.

Yes. Depending on your business and approval, chargeback alerts, fraud tools, RDR-style tools, Ethoca-style alerts, and other mitigation options may be available. These are usually separate from the base gateway fee.

Start by contacting Leah or submitting an application. High Wire Payments can review your business, explain the gateway and merchant account options, and help confirm what pricing and setup path makes sense for your volume and risk profile.