Submit Application
Complete our secure online application and upload your required US business documents in minutes.
✓
Built for restricted industries.
Stable, scalable, and compliant domestic payment support for businesses traditional processors often avoid.
100%
US Compliant
24h
Approvals
50
States Served
24/7
US Support
How It Works
A streamlined, transparent process designed to get your business processing payments compliantly and quickly.
Verification
Our specialized underwriting team conducts a thorough domestic compliance review, ensuring your business meets all state and federal regulatory requirements.
Approval
Receive your compliance approval, custom rate structure, and domestic merchant agreement within 24-48 hours of document submission.
Integration
Connect your new merchant account to your existing platform using our seamless API and US-based gateway integrations.
Go Live
Start processing payments securely. Watch your revenue grow with our robust domestic infrastructure backing you up.
Industries We Serve
We don't shy away from regulatory complexity. If your business operates in a restricted US sector, we have the compliance infrastructure to support you.
CBD & Cannabis (State-Compliant)
Nutraceuticals (FDA Guidelines)
Adult Entertainment (Age-Gated)
Firearms & Ammunition (Federal Compliant)
Cryptocurrency (FinCEN Regulated)
Travel & Ticketing (Domestic)
Telemarketing (TCPA Compliant)
Gaming & Esports (US Markets)
Subscription Services
E-commerce (High-Volume US)
Built on Domestic Compliance
US regulatory-grade infrastructure protecting your business and your customers at every transaction.
Domestic Compliance Experts
Deep understanding of US regulatory frameworks for high-risk processing.
State-by-State Regulatory Knowledge
Navigating the complex web of state-specific regulations for restricted industries.
FinCEN & OFAC Specialists
Ensuring your payment flows meet strict federal anti-money laundering standards.
24/7 Dedicated Support
Real human experts based in the US available around the clock to resolve issues.
Serving 5,000+ US Merchants
Trusted by thousands of domestic high-risk businesses across all 50 states.
Processing $2B+ Annually (Domestic)
Scalable US volume capacity that grows seamlessly alongside your business.
What makes Leah Walczuk @ High Wire Payments different from other payment processors?
Unlike traditional banks that auto-decline restricted industries, we specialize in domestic high-risk merchant accounts. We provide stable, scalable payment processing solutions backed by deep US regulatory expertise, ensuring your account isn't suddenly closed due to your business model.
Are you compliant with US regulations?
Yes, we are experts in domestic compliance. Our infrastructure and underwriting processes are built to adhere to FinCEN, OFAC, and complex state-by-state regulations, keeping your business protected and fully compliant.
How long does the application process take?
Our streamlined application process typically takes 24 to 48 hours for initial compliance approval once all required US business documents are submitted. We work quickly to get your business processing payments without unnecessary delays.
What industries do you serve?
We serve a wide range of domestic restricted industries including state-compliant CBD, federal-compliant firearms, nutraceuticals, adult entertainment, FinCEN-regulated cryptocurrency, travel, telemarketing, and high-volume US e-commerce.
What documents do I need to provide?
Standard requirements include a valid US government ID, EIN letter, Articles of Organization, a voided check or bank letter from a US institution, and 3 months of recent bank statements.
Is my data secure with High Wire Payments?
Absolutely. We adhere to strict US regulatory compliance standards for data handling, ensuring all domestic merchant and customer data is fully protected under federal guidelines and advanced encryption protocols.
What are your processing fees?
Because high-risk industries vary greatly by state and sector, we don't use a one-size-fits-all pricing model. We provide custom, competitive rate structures based on your specific industry, domestic processing volume, and regulatory risk profile.
Do you offer chargeback protection?
Yes. We provide advanced chargeback mitigation tools, real-time alerts, and fraud prevention filters tailored for the US market to help you maintain healthy processing ratios and protect your revenue.
Can I integrate with my existing systems?
Yes, we offer over 150+ integrations with popular US shopping carts, CRM platforms, and gateways. Our robust API makes custom integrations straightforward for your development team.
How do I get started?
Simply click the Apply Now button, fill out our secure online application, and upload your documents. Our US-based underwriting team will review your file for compliance and contact you within 24-48 hours.
Ready to get started?
Stop worrying about regulatory account closures and start focusing on growth. Apply today and get a compliance decision within 48 hours.
Apply Now